To assure the continued privacy and confidentiality of your personal financial information, the V.A. Credit Union observes these practices and procedures:

INFORMATION WE COLLECT
We collect nonpublic information about you from some or all of the following sources:

• Information we receive from you on applications, such as your name, address, social security number, assets and income.
• Information about your transactions with the V.A. Credit Union, our affiliates, or others, such as your account balance, payment history, parties to transactions, and credit card usage: and,
• Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.

INFORMATION WE DISCLOSE
We may disclose all of the information we collect about the V.A. Credit Union members or former members as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We share this information to provide you with high quality products and services. We may also disclose information about you under other circumstances as permitted by law.

OUR SECURITY MEASURES
We restrict access to nonpublic information about you to V.A. Credit Union employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with Federal regulations to guard your nonpublic personal information.