Rates


Savings
Effective 12/21/2009
Savings & Checking Account
Type of Accounts Balance to earn dividends Dividends Paid Dividend Rate Annual Percentage Yield 
Shares $300-$1,998 Monthly 0.20% 0.20% 
  $1,999-$4,999 Monthly 0.25% 0.25% 
  $5,000-$24,999 Monthly 0.30% 0.30% 
  $25,000 or more Monthly 0.35% 0.35% 
Money Market $2,500.00 or more Quarterly 0.50% 0.50% 
Checking Account $50.00+ Quarterly 0.10% 0.10% 
IRA $300.00 Quarterly 1.25% 1.27% 
Autopay $0.00 Monthly 0.20% 0.20% 
Vacation Club $0.00 Quarterly 0.50% 0.50% 
Escrow $0.00 Annually 0.46% 0.46% 
Holiday Account $0.00 Annually 0.50% 0.50% 
Kids Club Account $5.00 Quarterly 0.25% 0.25% 
 
Shares
Effective 12/21/2009
Share Certificates
Term Dividends Paid Dividend Rate Annual Percentage Yield  
91 days Maturity 0.50% 0.50%  
180 days Maturity 0.75% 0.75%  
1 year Quarterly 1.25% 1.26%  
2 year Quarterly 1.50% 1.51%  
5 year Quarterly 2.00% 2.02%  
 
Loans
Effective 07/01/2010
Vehicles/Motorcyles
Terms Rate
New *As low as 3.75% APR
Used *As low as 3.75% APR


Snowmobiles, ATV, Personal Watercraft
Terms Rate
New up to 72 months *As low as 6.19% APRR
Used up to 60 months *As low as 6.69% APR


Unsecured
Terms Rate
Other Collateral up to 60 months *As low as 11.50% APR
*The Annual Percentage Rate (APR) you recieve for your loan will be dependent upon certain creditworthiness criteria. 
NOTE: ALL RATES AND TERMS ARE SUBJECT TO CHANGE WITOUT NOTICE. 
 

APR = Annual Percentage Rate