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Rates


Savings
Effective 01/01/2012
Savings & Checking Account
Type of Accounts Balance to earn dividends Dividends Paid Dividend Rate Annual Percentage Yield 
Shares $300 or more Monthly 0.10% 0.10% 
Money Market $2,500.00 or more Quarterly 0.20% 0.20% 
Checking Account $0.00 Quarterly 0.00% 0.00% 
IRA $300.00 Quarterly 1.25% 1.27% 
Autopay $0.00 Monthly 0.10% 0.10% 
Vacation Club $0.00 Quarterly 0.10% 0.10% 
Escrow $0.00 Annually 0.26% 0.26% 
Holiday Account $0.00 Annually 0.10% 0.10% 
Kids Club Account $5.00 Quarterly 0.10% 0.10% 
 
 
 
 
Shares
Effective 01/01/2012
Share Certificates
Term Dividends Paid Dividend Rate Annual Percentage Yield  
91 days Maturity 0.20% 0.20%  
180 days Maturity 0.40% 0.401%  
1 year Quarterly 0.60% 0.602%  
2 year Quarterly 0.90% 0.904%  
5 year Quarterly 1.75% 1.764%  
 
Loans
Effective 06/01/2011
Vehicles/Motorcyles
Terms Rate
New *As low as 3.25% APR
Used *As low as 3.25% APR


Snowmobiles, ATV, Personal Watercraft
Terms Rate
New up to 72 months *As low as 6.19% APRR
Used up to 60 months *As low as 6.69% APR


Unsecured
Terms Rate
Other Collateral up to 60 months *As low as 11.50% APR
*The Annual Percentage Rate (APR) you recieve for your loan will be dependent upon certain creditworthiness criteria. 
NOTE: ALL RATES AND TERMS ARE SUBJECT TO CHANGE WITOUT NOTICE. 
 

APR = Annual Percentage Rate